True Cost Data
The numbers this industry keeps in a drawer.
Free · No login · Reviewed quarterly · Last reviewed July 2026
The listing price is the number everyone shows you. The HOA dues, the CDD assessment, the club initiation, the real market trend — those are the numbers that decide what a home actually costs to own, and they are strangely hard to find in one place. So they live here: compiled from county records, district budgets, MLS data, and the clubs’ own materials, published whether or not we ever work together.
What a year of fees typically looks like
Median combined HOA + CDD across the communities tracked in each area — the midpoint of our published estimates, not a promise for any specific home.
$2,665
per year, median est.
Parrish →
$5,923
per year, median est.
Lakewood Ranch →
$7,804
per year, median est.
Wellen Park →
Estimates vary by lot, product type, and sub-association, and fees change. Always verify the exact figure for a specific address — or ask and it gets pulled from the county records for you.
Everything published so far
99 communities
HOA & CDD fees, by community
Estimated dues, assessments, and FEMA flood zones for every tracked community — searchable and sortable.
8 clubs, real dollars
Private club membership pricing
Initiation fees, dues, and guest fees from the clubs’ own membership materials — not “call for pricing.”
Updated monthly
Market reports
Median prices, inventory, and days-to-contract for Sarasota & Manatee, from Florida REALTORS® / Stellar MLS releases.
28 terms, plain English
The glossary
CDD, homestead exemption, wind mitigation, Save Our Homes — the vocabulary of the transaction, translated.
Mortgage rate updates daily
Calculators with live rates
True monthly cost, affordability, closing costs, property tax, rent vs. buy — fed by a live Freddie Mac rate.
How the data is compiled
- Fees: county property records and non-ad valorem assessment rolls, published CDD budgets, and active MLS listing data, compiled per community and expressed as ranges where fees vary by lot or product type.
- Club pricing: the clubs’ own current membership materials, quoted directly, with tax notes preserved.
- Market data: Florida REALTORS® / Stellar MLS monthly releases — real published statistics only, never extrapolated.
- Cadence: reviewed quarterly; each table carries its own last-reviewed date. When something can’t be verified, it’s left out rather than guessed.
Quick answers
Where does this data come from?+
County property records and non-ad valorem assessment rolls, published community development district budgets, active MLS listing data, and the clubs’ own published membership materials. Every figure is an estimate compiled from those sources and reviewed quarterly — fees change, so always verify the exact number for a specific address before you write an offer.
Why publish it at all?+
Because the combined HOA and CDD cost is the number that most often surprises buyers after they’re under contract, and it shouldn’t be. Publishing it costs nothing but effort, and it means every conversation starts from the real monthly cost instead of the brochure price.
Is this everything, or are more areas coming?+
Current coverage is Parrish, Lakewood Ranch, and Wellen Park — the three areas where most Southwest Florida new-construction buyers shop. Venice, Sarasota, and Palmetto coverage expands as the data is compiled and verified.
Can you pull the exact numbers for one specific address?+
Yes — that’s the fastest way to use this. Send an address and you’ll get the actual assessment line items from the county tax bill, usually the same day.
The fastest way to use all of this: send one address, get the real line items from the county records — usually the same day.