Bradenton, FL

Palma Sola Trace

A west Bradenton community off 75th Street West at Cortez Road, 546 single-family houses, villas and condominiums built between 2006 and 2014, and the closest of these communities to Anna Maria Island and the Gulf beaches. The clubhouse is the social center, with a gathering room, a lending library, a catering kitchen, a Nautilus fitness room and a tot lot, wrapped around a lagoon-style pool heated year round. Its CDD is a City of Bradenton district covering about 104 acres, and it pays for something specific: the ponds, the street lighting, the bridge, the perimeter wall and the emergency gates. Only 10% of homes have a private pool, the lowest share in Bradenton, so this is a community pool neighborhood by design.

See Homes in Palma Sola Trace

Tour Palma Sola Trace

Home Types

Single-family, villas and condominiums

Amenity Level

Medium

HOA (Yearly) Est.

$3,408 - $7,007

CDD (Yearly) Est.

$1,310 - $1,506

Flood Zone

Fee estimates may vary by lot size and sub-association. View all community fees →

Community size

546

homes

community record

546

completed homes on the county roll

Manatee County property appraiser roll, read October 2026

567

recorded residential lots

Manatee County property appraiser roll, read October 2026

Amenities & lifestyle

Lagoon-style pool, heated year round
Clubhouse with gathering room
Lending library and catering kitchen
Nautilus fitness room
Tot lot
Gated villa courtyards

Michael’s Take

County-assessed CDD $1,310-$1,506 on every home (Palma Sola Trace CDD, a City of Bradenton district covering ponds, lighting, the bridge, the perimeter wall and emergency gates). Higher than the $968-$1,453 MLS estimate.

How Palma Sola Trace compares

From the county records

$370,000

Median of 79 recorded sales since October 2023, the middle eighty percent between $283,000 and $585,000.

53%

Of the 546 matched residential units here claim a homestead exemption, which reads as a mix of homes claimed as a permanent residence and homes that are not.

Newest completion recorded 2014. The roll records no completions here in the last three years. Most of what trades is resale, though an absence of recent completions is not by itself proof a community is closed to new building.

Arm’s-length sales recorded with Manatee County, read October 2026. Quitclaims, foreclosures, family transfers and pre-construction sales are excluded. Homestead requires the property to be a permanent residence, so the share carrying one is reported here as a share of matched residential units rather than as a count of who lives here. Homestead is a tax filing, not an occupancy count. A rented home can house full-time residents and will never carry the exemption, and an owner who lives here but never filed does not appear in it either. Read it as what share of matched residential units claim the exemption, not as who lives here.

At an estimated $6,616 a year in combined HOA and CDD, Palma Sola Trace sits about 271% above the Bradenton median of $1,783, ranking 18 of the 23 Bradenton communities whose fees this site tracks.

Estimates from the same dataset behind the fee pages and the True Cost Index. Fees vary by lot size and sub-association, and change with each budget.

Governing Documents

HOA & community documents for Palma Sola Trace

14 documents published by 5 associations, plus district records, and linked to the page each one lives on. Nothing is copied here, so you read whatever they publish today.

Palma Sola Trace Master Association

Master association

Managed by Gulf Coast Association Management.

Matched to Palma Sola Trace because: Named as the master association for this community by the Palma Sola Trace Community Development District on its own website, which lists the four bodies governing Palma Sola Trace and links to each. The association’s own site then publishes the recorded Declaration of Covenants, Conditions, Restrictions and Easements FOR PALMA SOLA TRACE, which carries a Manatee County book and page.

Who to contact

Managed by: Gulf Coast Association Management
Contact role: Community association management

Contact pageChecked October 8, 2026

Organisational contact only. Individual board members and officers are not listed here; ask the association or search Sunbiz for the current board.

Board members and officers are not listed here. They change often, and their names are on the association’s own records and in the state’s corporate filings, which is where they should be read from rather than from a page that cannot keep up.

Declaration of covenantsCurrent, per the source

Declaration of Covenants, Conditions, Restrictions and Easements for Palma Sola Trace

Every parcel in Palma Sola Trace. This is the root document the condominium and villa declarations sit underneath, and it binds a lot in all three product types.

Recorded with Manatee County and published by the master association itself as its current declaration.

Recorded: BK 2052 PG 2878, Dkt#2187537
Source: Recorded with the county
Last checked: October 8, 2026

88 recorded pages, prepared for Taylor Woodrow Homes - Central Florida Division, LLC as the developer. Linked to the association’s own page rather than copied, so the reader gets whatever the association currently publishes.

Open document

Declaration of covenantsCurrent, per the source

Declaration of Palma Sola Trace Condominium

The 272 condominium units. The master declaration applies on top of it.

Recorded with Manatee County and published by the master association.

Recorded: BK 2185
Source: Recorded with the county
Last checked: October 8, 2026

Published by the MASTER association even though it governs the condominium. The condominium association’s own document centre is behind a resident login, so this is the public route to the condominium declaration.

Open document

Association policyCurrent, per the source

Collection Policy Effective December 1, 2021

Every parcel the master association assesses. What happens when an assessment goes unpaid.

States its own effective date of 1 December 2021 and is the current version on the association page.

Document date: December 1, 2021
Source: Official association
Last checked: October 8, 2026

Open document

Association policyCurrent, per the source

Fining Policies and Procedures 2019

Every parcel the master association governs. The procedure before a fine or a suspension of common-area use.

Published by the association on its covenants page; no later version is posted there.

Source: Official association
Last checked: October 8, 2026

Open document

Palma Sola Trace Condominium Association, Inc.

Condominium association

A neighborhood within Palma Sola Trace Master Association. Lots here are subject to both sets of documents, not one instead of the other.

Managed by Palma Sola Trace Condominium Association, Inc..

Matched to Palma Sola Trace because: Named by the Palma Sola Trace CDD as one of the four bodies governing this community, and its own website carries the association’s full legal name.

Who to contact

Managed by: Palma Sola Trace Condominium Association, Inc.
Contact role: Community association management

Contact pageChecked October 8, 2026

Organisational contact only. Individual board members and officers are not listed here; ask the association or search Sunbiz for the current board.

Palma Sola Trace Condominium Association, Inc.

No public documents have been located for this association yet.

Nothing found is not the same as nothing in force. Every community in Florida with an association has governing documents; this says only that they have not been found in a public place.

Association site →

Palma Sola Trace Condominium Association, Inc.

Condominium association

A neighborhood within Palma Sola Trace Master Association. Lots here are subject to both sets of documents, not one instead of the other.

Managed by Palma Sola Trace Condominium Association, Inc..

Matched to Palma Sola Trace because: Named by the Palma Sola Trace CDD as one of the four bodies governing this community, and its own website carries the association’s full legal name.

Who to contact

Managed by: Palma Sola Trace Condominium Association, Inc.
Contact role: Community association management

Contact pageChecked October 8, 2026

Organisational contact only. Individual board members and officers are not listed here; ask the association or search Sunbiz for the current board.

Palma Sola Trace Condominium Association, Inc.

No public documents have been located for this association yet.

Nothing found is not the same as nothing in force. Every community in Florida with an association has governing documents; this says only that they have not been found in a public place.

Association site →

Palma Sola Trace Villas Homeowner’s Association, Inc.

Neighborhood association

A neighborhood within Palma Sola Trace Master Association. Lots here are subject to both sets of documents, not one instead of the other.

Managed by Palma Sola Trace Villas Homeowner’s Association, Inc..

Matched to Palma Sola Trace because: Named by the Palma Sola Trace CDD as one of the four bodies governing this community, and confirmed by its own recorded Amended and Restated Declaration, which names the association on its face and was recorded with the Manatee County Clerk of Courts.

Who to contact

Managed by: Palma Sola Trace Villas Homeowner’s Association, Inc.
Contact role: Community association management

Contact pageChecked October 8, 2026

Organisational contact only. Individual board members and officers are not listed here; ask the association or search Sunbiz for the current board.

Declaration of covenantsCurrent, per the source

Amended and Restated Declaration of Covenants, Conditions, Restrictions and Easements of Palma Sola Trace Villas

The paired villas only. The Palma Sola Trace master declaration applies on top of it, and the district assesses on top of both.

Recorded with the Manatee County Clerk of Courts on 15 October 2019 and published by the association as its governing document.

Document date: September 27, 2019
Recorded: Inst. 201941103285, BK 2807 PG 3859
Source: Recorded with the county
Last checked: October 8, 2026

Amended and restated, so it REPLACES the earlier villa declarations rather than adding to them. Its own first page traces the chain: an original declaration by Henderson Brothers Homes, LLC at OR Book 2102 Page 547, amended at OR Book 2276 Page 1836, then this. Anyone reading an older copy is reading a superseded document.

Open document

Architectural & design standardsCurrent, per the source

ACC Manual - Villas Only

The paired villas only. What may be built, planted, painted or changed, and what needs architectural approval first.

Revised 1 September 2025 on its face and published by the association as current.

Document date: September 1, 2025
Source: Official association
Last checked: October 8, 2026

Open document

Architectural & design standardsCurrent, per the source

Paint Manual

The paired villas only. The approved exterior colour schemes.

The paint book the association publishes on its documents page.

Source: Official association
Last checked: October 8, 2026

Open document

Palma Sola Trace Villas Homeowner’s Association, Inc.

Neighborhood association

A neighborhood within Palma Sola Trace Master Association. Lots here are subject to both sets of documents, not one instead of the other.

Managed by Palma Sola Trace Villas Homeowner’s Association, Inc..

Who to contact

Managed by: Palma Sola Trace Villas Homeowner’s Association, Inc.
Contact role: Community association management

Contact pageChecked October 8, 2026

Organisational contact only. Individual board members and officers are not listed here; ask the association or search Sunbiz for the current board.

Declaration of covenantsCurrent, per the source

Amended and Restated Declaration of Covenants, Conditions, Restrictions and Easements of Palma Sola Trace Villas

The paired villas only. The Palma Sola Trace master declaration applies on top of it, and the district assesses on top of both.

Recorded with the Manatee County Clerk of Courts on 15 October 2019 and published by the association as its governing document.

Document date: September 27, 2019
Recorded: Inst. 201941103285, BK 2807 PG 3859
Source: Recorded with the county
Last checked: October 8, 2026

Open document

Architectural & design standardsCurrent, per the source

ACC Manual - Villas Only

The paired villas only. What may be built, planted, painted or changed, and what needs architectural approval first.

Revised 1 September 2025 on its face and published by the association as current.

Document date: September 1, 2025
Source: Official association
Last checked: October 8, 2026

Open document

Architectural & design standardsCurrent, per the source

Paint Manual

The paired villas only. The approved exterior colour schemes.

The paint book the association publishes on its documents page.

Source: Official association
Last checked: October 8, 2026

Open document

District documents

A community development or stewardship district is a unit of local government, not an association. Its assessment is billed with your property taxes rather than by the association, and its rules are public records of a different kind. Shown separately for that reason.

Palma Sola Trace Community Development District

Matched to Palma Sola Trace because: The district’s own official website names it, states that it covers approximately 104.395 acres located entirely within Manatee County, and gives the creating ordinance. Its adopted assessment schedule then matches this community exactly: 272 condominiums, 126 paired villas and 148 single-family lots, 546 units in all, which is the same 546 homes this site records for Palma Sola Trace.

The only district in Bradenton created by a CITY rather than by the county: Ordinance 2763 of the City Council of the City of Bradenton. Its own website gives the effective date as 22 August 2004 while its audited financial report says the ordinance was enacted on 4 October 2004. Both are the district’s own statements, so both are recorded here rather than one being picked. The FY2025/2026 adopted schedule prices a condominium at $1,258.64 a year, a paired villa at $1,388.72 and a single-family lot at $1,453.76, each combining operations and maintenance with Series 2013A-1 debt service, and the district states these are the amounts that appear on the November 2025 Manatee County property tax bill.

Who to contact

Managed by: Palma Sola Trace Community Development District
Contact role: Independent special district; board meetings are noticed under Chapter 190

Contact pageChecked October 8, 2026

No individual supervisors or managers are listed here. The board is named in the district’s own agendas and minutes, which its website publishes.

Budget & assessmentsCurrent, per the source

2024 palma sola trace special district

Issued by Palma Sola Trace Community Development District

The district as a whole. An audited statement of what it raised and spent.

The most recent audit published by the district as of the last check.

Source: District
Last checked: October 8, 2026

Open document

Budget & assessmentsSuperseded

FY 2025-2026 Palma Sola Trace CDD Adopted Budget

Issued by Palma Sola Trace Community Development District

Every parcel inside the district. States the per-lot annual assessment that appears on the November 2025 Manatee County property tax bill.

Adopted by the board for the fiscal year that began 1 October 2025.

Source: District
Last checked: October 8, 2026

Superseded by the FY2026-2027 budget, and kept because it is the year whose figures appear on the tax bill a current owner has actually paid.

Open document

Budget & assessmentsCurrent, per the source

FY 2026-2027 Palma Sola Trace Adopted Budget Pkg

Issued by Palma Sola Trace Community Development District

Every parcel inside the district: 272 condominiums, 126 paired villas and 148 single-family lots.

The newest adopted budget published by the district as of the last check.

Source: District
Last checked: October 8, 2026

Open document

Budget & assessmentsCurrent, per the source

FY 2026-2027 Palma Sola Trace OM Assessment Schedule

Issued by Palma Sola Trace Community Development District

Each of the three product types separately, combining operations and maintenance with Series 2013A-1 debt service.

Published by the district alongside its FY2026-2027 adopted budget.

Source: District
Last checked: October 8, 2026

Open document

The governing body is known and nothing it publishes is public. That is a gap in what has been published, not evidence that the community has no restrictions. This list records what has been found in public, not everything that governs the property. Before an offer I pull the full document set for the specific address along with the association’s budget and financials.

The full document directory →

Thinking about Palma Sola Trace?

I'll send current listings and pricing in Palma Sola Trace, line up private showings, and give you an honest read on value, HOA/CDD costs, and resale before you commit, no pressure, no obligation.

Prefer to pick a time instead? Schedule a consult

Palma Sola Trace FAQ

What kind of homes are in Palma Sola Trace?+

Palma Sola Trace offers single-family, villas and condominiums. Attached homes carry an association that maintains the building itself, so the fee covers more than it would on a single-family home and the association's reserves matter to you directly. What a specific home includes, and what the association maintains, is set out in that community's documents and is worth reading before an offer rather than after.

What amenities does Palma Sola Trace have?+

Palma Sola Trace offers Lagoon-style pool, heated year round, Clubhouse with gathering room, Lending library and catering kitchen, Nautilus fitness room, Tot lot, among others. Worth separating two things that often get blurred together: amenities the HOA maintains and which every owner pays for, and club or golf facilities that may require a separate membership on top. Which category each amenity falls into determines your actual annual cost, and it is set out in the community documents rather than in any listing.

What have homes in Palma Sola Trace actually sold for?+

79 arm's-length sales have been recorded in Palma Sola Trace since October 2023, at a median of $370,000. The middle eighty percent of those sales fell between $283,000 and $585,000, which is a better guide to the range than the extremes. These are prices recorded with Manatee County, not asking prices, so they describe what buyers and sellers actually agreed. Figures read October 2026; quitclaims, foreclosures and family transfers are excluded.

Do people live in Palma Sola Trace year round?+

53% of the 546 matched residential units in Palma Sola Trace claim a homestead exemption, which Florida grants only on an owner's permanent residence, read from the Manatee County roll in October 2026. That reads as a mix of homes claimed as a permanent residence and homes that are not. Homestead is a tax filing, not an occupancy count. A rented home can house full-time residents and will never carry the exemption, and an owner who lives here but never filed does not appear in it either. Read it as what share of matched residential units claim the exemption, not as who lives here.

Is Palma Sola Trace still being built?+

The most recent home the county records in Palma Sola Trace was completed in 2014, across 567 platted parcels of which 546 carry a finished home. The county records no completions in Palma Sola Trace in the last three years, so what trades is resale. An absence of recent completions is not by itself proof that no further building is permitted. Build year matters more in Florida than buyers expect, because insurers weight roof age heavily and it drives what a property costs to carry rather than just what it costs to buy.

Does Palma Sola Trace have a CDD fee?+

Yes. Palma Sola Trace carries an estimated CDD assessment of $1,310 - $1,506, on top of an HOA fee estimated at $3,408 - $7,007 yearly. A community development district assessment can have two components, and they behave differently: debt service repays the bonds that funded the roads, drainage and amenities, and ends when those bonds are retired, while an operations and maintenance charge pays to run what the bonds built and does not. Both are billed with your property taxes rather than by the association, and both are separate from the HOA. Assessments are set annually and vary by home and phase, so confirm the current components for the specific address.

What flood zone is Palma Sola Trace in?+

The flood zone recorded for Palma Sola Trace is X. Zones beginning A or V are the higher-risk categories, where a federally backed mortgage generally requires flood insurance, while zone X is lower risk and coverage is usually optional. Flood zone is assigned per property rather than per community though, and elevation can change both the requirement and the premium substantially, so get the zone and the elevation certificate for the exact address rather than relying on a community-level figure.

More in Bradenton

All Bradenton →

Northwest Bradenton

Hawthorn Park

Wares Creek

Riverview Boulevard

University Park

University Park Country Club