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Longboat Key, FL

Harbour Villa Club

An intimate bayfront community on the north end where every residence comes with a deeded slip in the deep-water marina, and the layouts are built to keep bay views in the main living space. For owners whose boat is part of the floor plan. The county roll assesses 38 units, built 1985, in Manatee County.

Price Range

Est. $900s to $1M

Home Types

Bayfront condominium

Total Homes

38 units

HOA (Yearly) Est.

$26,060 - $26,496

CDD (Yearly) Est.

None

Flood Zone

AE

Fee estimates may vary by lot size and sub-association. View all community fees →

Amenities & lifestyle

  • Deeded deep-water boat slip per unit
  • Deep-water marina
  • Bay views

Michael’s Take

County roll: 38 units, built 1985, assessed in Manatee County. No CDD; Longboat Key carries none.

How Harbour Villa Club compares

From the county records

$985,000

Median of 6 recorded sales since October 2023, the middle eighty percent between $900,000 and $1,125,000.

8%

Of the 38 finished houses here carry a homestead exemption, which reads as almost entirely second homes, rentals and investors.

Newest building completed 1985. The roll records no completions here in the last three years, so this is a built-out community rather than one still being delivered.

Arm’s-length sales recorded with Manatee County, read October 2026. Quitclaims, foreclosures, family transfers and pre-construction sales are excluded. Homestead requires the property to be a permanent residence, so the share carrying one is a strong proxy for how many owners live here full time, not a census of them.

At an estimated $26,278 a year in combined HOA and CDD, Harbour Villa Club sits about 31% above the Longboat Key median of $20,000, ranking 44 of the 62 Longboat Key communities whose fees this site tracks. There is no CDD assessment here, which is what keeps that figure down.

Estimates from the same dataset behind the fee pages and the True Cost Index. Fees vary by lot size and sub-association, and change with each budget.

More Longboat Key homes by priceUnder $1M$1M to $2M$2M and up

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Harbour Villa Club FAQ

How much do homes in Harbour Villa Club cost?+

Homes in Harbour Villa Club are generally priced in the Est. $900s to $1M range. Pricing moves with the market and varies by floor plan, lot, and incentives, so reach out for the most current numbers.

What kind of homes are in Harbour Villa Club?+

Harbour Villa Club offers bayfront condominium. Attached homes carry an association that maintains the building itself, so the fee covers more than it would on a single-family home and the association's reserves matter to you directly. What a specific home includes, and what the association maintains, is set out in that community's documents and is worth reading before an offer rather than after.

What amenities does Harbour Villa Club have?+

Harbour Villa Club offers Deeded deep-water boat slip per unit, Deep-water marina, Bay views. Worth separating two things that often get blurred together: amenities the HOA maintains and which every owner pays for, and club or golf facilities that may require a separate membership on top. Which category each amenity falls into determines your actual annual cost, and it is set out in the community documents rather than in any listing.

What have homes in Harbour Villa Club actually sold for?+

6 arm's-length sales have been recorded in Harbour Villa Club since October 2023, at a median of $985,000. The middle eighty percent of those sales fell between $900,000 and $1,125,000, which is a better guide to the range than the extremes. These are prices recorded with Manatee County, not asking prices, so they describe what buyers and sellers actually agreed. Figures read October 2026; quitclaims, foreclosures and family transfers are excluded.

Do people live in Harbour Villa Club year round?+

8% of the 38 finished homes in Harbour Villa Club carry a homestead exemption, which Florida grants only on an owner's permanent residence. That reads as almost entirely second homes, rentals and investors. It is a strong proxy rather than a census, since an owner who lives there but never filed does not appear in it, but it is the most direct public signal of how occupied a community is outside the winter.

Is Harbour Villa Club still being built?+

The most recent home the county records in Harbour Villa Club was completed in 1985, across 40 platted parcels of which 38 carry a finished home. The county records no completions here in the last three years, so Harbour Villa Club is built out and what trades is resale rather than new construction. Build year matters more in Florida than buyers expect, because insurers weight roof age heavily and it drives what a property costs to carry rather than just what it costs to buy.

Does Harbour Villa Club have an HOA or CDD fee?+

Harbour Villa Club has an HOA fee estimated at $26,060 - $26,496 yearly, and the fee data for this community records no CDD assessment. That matters more than it sounds: a CDD is a bond repayment attached to the land and billed with your property taxes, so its absence is a permanent annual difference against communities that carry one. Figures are estimates and vary by home, so confirm them for the specific address before relying on them.

What flood zone is Harbour Villa Club in?+

The flood zone recorded for Harbour Villa Club is AE. Zones beginning A or V are the higher-risk categories, where a federally backed mortgage generally requires flood insurance, while zone X is lower risk and coverage is usually optional. Flood zone is assigned per property rather than per community though, and elevation can change both the requirement and the premium substantially, so get the zone and the elevation certificate for the exact address rather than relying on a community-level figure.

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