Longboat Key, FL
Privateer
Classic two-tower Gulf-front living on the south end. The pool sits on the beach, there is tennis and pickleball, and a clubhouse and fitness center cover the rest, straightforward beachfront without the luxury markup. The county roll assesses 116 units across 2 plats, built 1972 to 1974, rising 11 floors, in Sarasota County.
Price Range
Est. $800s to $1M
Home Types
Gulf-front condominium
Total Homes
116 units
HOA (Yearly) Est.
$20,884 - $23,104
CDD (Yearly) Est.
None
Flood Zone
AE
Fee estimates may vary by lot size and sub-association. View all community fees →
Amenities & lifestyle
- Gulf-front pool
- Tennis
- Pickleball
- Fitness center
- Clubhouse
Michael’s Take
County roll: 116 units, built 1972 to 1974, 11 floors, assessed in Sarasota County. Recorded across 2 separate plats, so confirm which one a listing sits in. No CDD; Longboat Key carries none.
How Privateer compares
From the county records
$960,000
Median of 14 recorded sales since October 2023, the middle eighty percent between $740,000 and $1,250,000.
7%
Of the 116 finished houses here carry a homestead exemption, which reads as almost entirely second homes, rentals and investors.
Newest building completed 1974. The roll records no completions here in the last three years, so this is a built-out community rather than one still being delivered.
Arm’s-length sales recorded with Sarasota County, read October 2026. Quitclaims, foreclosures, family transfers and pre-construction sales are excluded. Homestead requires the property to be a permanent residence, so the share carrying one is a strong proxy for how many owners live here full time, not a census of them.
At an estimated $21,994 a year in combined HOA and CDD, Privateer sits about 10% above the Longboat Key median of $20,000, ranking 37 of the 62 Longboat Key communities whose fees this site tracks. There is no CDD assessment here, which is what keeps that figure down.
Estimates from the same dataset behind the fee pages and the True Cost Index. Fees vary by lot size and sub-association, and change with each budget.
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Privateer FAQ
How much do homes in Privateer cost?+
Homes in Privateer are generally priced in the Est. $800s to $1M range. Pricing moves with the market and varies by floor plan, lot, and incentives, so reach out for the most current numbers.
What kind of homes are in Privateer?+
Privateer offers gulf-front condominium. Attached homes carry an association that maintains the building itself, so the fee covers more than it would on a single-family home and the association's reserves matter to you directly. What a specific home includes, and what the association maintains, is set out in that community's documents and is worth reading before an offer rather than after.
What amenities does Privateer have?+
Privateer offers Gulf-front pool, Tennis, Pickleball, Fitness center, Clubhouse. Worth separating two things that often get blurred together: amenities the HOA maintains and which every owner pays for, and club or golf facilities that may require a separate membership on top. Which category each amenity falls into determines your actual annual cost, and it is set out in the community documents rather than in any listing.
What have homes in Privateer actually sold for?+
14 arm's-length sales have been recorded in Privateer since October 2023, at a median of $960,000. The middle eighty percent of those sales fell between $740,000 and $1,250,000, which is a better guide to the range than the extremes. These are prices recorded with Sarasota County, not asking prices, so they describe what buyers and sellers actually agreed. Figures read October 2026; quitclaims, foreclosures and family transfers are excluded.
Do people live in Privateer year round?+
7% of the 116 finished homes in Privateer carry a homestead exemption, which Florida grants only on an owner's permanent residence. That reads as almost entirely second homes, rentals and investors. It is a strong proxy rather than a census, since an owner who lives there but never filed does not appear in it, but it is the most direct public signal of how occupied a community is outside the winter.
Is Privateer still being built?+
The most recent home the county records in Privateer was completed in 1974, across 118 platted parcels of which 116 carry a finished home. The county records no completions here in the last three years, so Privateer is built out and what trades is resale rather than new construction. Build year matters more in Florida than buyers expect, because insurers weight roof age heavily and it drives what a property costs to carry rather than just what it costs to buy.
Does Privateer have an HOA or CDD fee?+
Privateer has an HOA fee estimated at $20,884 - $23,104 yearly, and the fee data for this community records no CDD assessment. That matters more than it sounds: a CDD is a bond repayment attached to the land and billed with your property taxes, so its absence is a permanent annual difference against communities that carry one. Figures are estimates and vary by home, so confirm them for the specific address before relying on them.
What flood zone is Privateer in?+
The flood zone recorded for Privateer is AE. Zones beginning A or V are the higher-risk categories, where a federally backed mortgage generally requires flood insurance, while zone X is lower risk and coverage is usually optional. Flood zone is assigned per property rather than per community though, and elevation can change both the requirement and the premium substantially, so get the zone and the elevation certificate for the exact address rather than relying on a community-level figure.