Longboat Key, FL
Sand Cay Beach Resort
A Gulf-front community of furnished condos and one of the few places on Longboat that permits short vacation rentals, with an on-site rental office and full-time manager to run them. Beach, pool, courts, and cash flow in one address. The county roll assesses 61 units, built 1974, in Manatee County.
Price Range
Est. $700s to $1M
Home Types
Gulf-front condominium
Total Homes
61 units
Amenity Level
Resort
HOA (Yearly) Est.
$17,600
CDD (Yearly) Est.
None
Flood Zone
VE
Fee estimates may vary by lot size and sub-association. View all community fees →
Amenities & lifestyle
- Private beach
- Heated pool
- Tennis & pickleball
- Shuffleboard
- Beachside grills
- On-site rental office
Michael’s Take
County roll: 61 units, built 1974, assessed in Manatee County, recorded at condominium book 5 page 60. No CDD; Longboat Key carries none.
How Sand Cay Beach Resort compares
At an estimated $17,600 a year in combined HOA and CDD, Sand Cay Beach Resort sits about 12% below the Longboat Key median of $20,000, ranking 21 of the 62 Longboat Key communities whose fees this site tracks. There is no CDD assessment here, which is what keeps that figure down.
Estimates from the same dataset behind the fee pages and the True Cost Index. Fees vary by lot size and sub-association, and change with each budget.
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Sand Cay Beach Resort FAQ
How much do homes in Sand Cay Beach Resort cost?+
Homes in Sand Cay Beach Resort are generally priced in the Est. $700s to $1M range. Pricing moves with the market and varies by floor plan, lot, and incentives, so reach out for the most current numbers.
What kind of homes are in Sand Cay Beach Resort?+
Sand Cay Beach Resort offers gulf-front condominium. Attached homes carry an association that maintains the building itself, so the fee covers more than it would on a single-family home and the association's reserves matter to you directly. What a specific home includes, and what the association maintains, is set out in that community's documents and is worth reading before an offer rather than after.
What amenities does Sand Cay Beach Resort have?+
Sand Cay Beach Resort offers Private beach, Heated pool, Tennis & pickleball, Shuffleboard, Beachside grills, among others. Worth separating two things that often get blurred together: amenities the HOA maintains and which every owner pays for, and club or golf facilities that may require a separate membership on top. Which category each amenity falls into determines your actual annual cost, and it is set out in the community documents rather than in any listing.
Does Sand Cay Beach Resort have an HOA or CDD fee?+
Sand Cay Beach Resort has an HOA fee estimated at $17,600 yearly, and the fee data for this community records no CDD assessment. That matters more than it sounds: a CDD is a bond repayment attached to the land and billed with your property taxes, so its absence is a permanent annual difference against communities that carry one. Figures are estimates and vary by home, so confirm them for the specific address before relying on them.
What flood zone is Sand Cay Beach Resort in?+
The flood zone recorded for Sand Cay Beach Resort is VE. Zones beginning A or V are the higher-risk categories, where a federally backed mortgage generally requires flood insurance, while zone X is lower risk and coverage is usually optional. Flood zone is assigned per property rather than per community though, and elevation can change both the requirement and the premium substantially, so get the zone and the elevation certificate for the exact address rather than relying on a community-level figure.