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Longboat Key, FL

Westchester

A relaxed residential condo community with two heated pools, a clubhouse, and on-site management, easy, low-maintenance ownership without paying for a mega-tower's overhead. For buyers who want community feel over resort scale. The county roll assesses 248 units across 5 plats, built 1970 to 1982, rising 3 floors, in both Manatee and Sarasota counties, since the line runs through it.

Price Range

Est. $700s to $900s

Home Types

Condominium

Total Homes

248 units

Amenity Level

Medium

HOA (Yearly) Est.

$20,836 - $23,980

CDD (Yearly) Est.

None

Flood Zone

AE

Fee estimates may vary by lot size and sub-association. View all community fees →

Amenities & lifestyle

  • Two heated pools
  • Clubhouse
  • On-site management

Michael’s Take

County roll: 248 units, built 1970 to 1982, 3 floors, assessed in Manatee/Sarasota County. Recorded across 5 separate plats, so confirm which one a listing sits in. No CDD; Longboat Key carries none.

How Westchester compares

From the county records

$220,000

Median of 45 recorded sales since October 2023, the middle eighty percent between $170,000 and $900,000.

24%

Of the 248 finished houses here carry a homestead exemption, which reads as largely second homes and seasonal owners.

Newest building completed 1982. The roll records no completions here in the last three years, so this is a built-out community rather than one still being delivered.

Arm’s-length sales recorded with Sarasota County, read October 2026. Quitclaims, foreclosures, family transfers and pre-construction sales are excluded. Homestead requires the property to be a permanent residence, so the share carrying one is a strong proxy for how many owners live here full time, not a census of them.

At an estimated $22,408 a year in combined HOA and CDD, Westchester sits about 12% above the Longboat Key median of $20,000, ranking 38 of the 62 Longboat Key communities whose fees this site tracks. There is no CDD assessment here, which is what keeps that figure down.

Estimates from the same dataset behind the fee pages and the True Cost Index. Fees vary by lot size and sub-association, and change with each budget.

More Longboat Key homes by priceUnder $1M$1M to $2M$2M and up

Thinking about Westchester?

I'll send current listings and pricing in Westchester, line up private showings, and give you an honest read on value, HOA/CDD costs, and resale before you commit, no pressure, no obligation.

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Westchester FAQ

How much do homes in Westchester cost?+

Homes in Westchester are generally priced in the Est. $700s to $900s range. Pricing moves with the market and varies by floor plan, lot, and incentives, so reach out for the most current numbers.

What kind of homes are in Westchester?+

Westchester offers condominium. Attached homes carry an association that maintains the building itself, so the fee covers more than it would on a single-family home and the association's reserves matter to you directly. What a specific home includes, and what the association maintains, is set out in that community's documents and is worth reading before an offer rather than after.

What amenities does Westchester have?+

Westchester offers Two heated pools, Clubhouse, On-site management. Worth separating two things that often get blurred together: amenities the HOA maintains and which every owner pays for, and club or golf facilities that may require a separate membership on top. Which category each amenity falls into determines your actual annual cost, and it is set out in the community documents rather than in any listing.

What have homes in Westchester actually sold for?+

45 arm's-length sales have been recorded in Westchester since October 2023, at a median of $220,000. The middle eighty percent of those sales fell between $170,000 and $900,000, which is a better guide to the range than the extremes. These are prices recorded with Sarasota County, not asking prices, so they describe what buyers and sellers actually agreed. Figures read October 2026; quitclaims, foreclosures and family transfers are excluded.

Do people live in Westchester year round?+

24% of the 248 finished homes in Westchester carry a homestead exemption, which Florida grants only on an owner's permanent residence. That reads as largely second homes and seasonal owners. It is a strong proxy rather than a census, since an owner who lives there but never filed does not appear in it, but it is the most direct public signal of how occupied a community is outside the winter.

Is Westchester still being built?+

The most recent home the county records in Westchester was completed in 1982, across 253 platted parcels of which 248 carry a finished home. The county records no completions here in the last three years, so Westchester is built out and what trades is resale rather than new construction. Build year matters more in Florida than buyers expect, because insurers weight roof age heavily and it drives what a property costs to carry rather than just what it costs to buy.

Does Westchester have an HOA or CDD fee?+

Westchester has an HOA fee estimated at $20,836 - $23,980 yearly, and the fee data for this community records no CDD assessment. That matters more than it sounds: a CDD is a bond repayment attached to the land and billed with your property taxes, so its absence is a permanent annual difference against communities that carry one. Figures are estimates and vary by home, so confirm them for the specific address before relying on them.

What flood zone is Westchester in?+

The flood zone recorded for Westchester is AE. Zones beginning A or V are the higher-risk categories, where a federally backed mortgage generally requires flood insurance, while zone X is lower risk and coverage is usually optional. Flood zone is assigned per property rather than per community though, and elevation can change both the requirement and the premium substantially, so get the zone and the elevation certificate for the exact address rather than relying on a community-level figure.

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