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Palmetto, FL

Artisan Lakes

A Metro Development Group master plan north of Palmetto, built around a Crystal Lagoon, one of the largest in the country. The county assesses 2,061 homes across twelve platted phases. It is an umbrella rather than a single neighborhood: Esplanade at Artisan Lakes is the 55+ village, Eaves Bend the largest single-family section, Edgestone the townhomes. The shared amenity package runs to the lagoon, a clubhouse and fitness center, a resort pool, sports courts, a dog park and trails.

Builder

Taylor Morrison, Meritage Homes (by neighborhood)

Home Types

Single-family, villas and townhomes

Amenity Level

Resort

HOA (Yearly) Est.

$1,980 - $6,438

CDD (Yearly) Est.

$1,192 - $1,960

Flood Zone

X

Fee estimates may vary by lot size and sub-association. View all community fees →

Community size

2,061

homes, as the community reports it

community record

2,295

completed homes on the county roll

Manatee County property appraiser roll, read October 2026

2,547

recorded residential lots

Manatee County property appraiser roll, read October 2026

These two figures are 10% apart. These two figures count different things and have not been reconciled. The roll counts parcels inside the boundary matched to this name; the community figure may cover plats the roll matched separately, or an association roster. Neither is presented here as the size of the community.

Amenities & lifestyle

  • Crystal Lagoon
  • Clubhouse and fitness center
  • Resort-style pool
  • Sports courts
  • Dog park
  • Walking trails

Michael’s Take

Fees vary by village. Across the whole master plan the county assesses $1,192-$1,960 on 78% of homes (Artisan Lakes East and Artisan Lakes CDDs). Edgestone carries NO district at all. Quote the village, not the master plan.

How Artisan Lakes compares

From the county records

$473,000

Median of 806 recorded sales since October 2023, the middle eighty percent between $275,000 and $745,000.

76%

Of the 2,295 matched residential units here claim a homestead exemption, which reads as most homes here are claimed as a permanent residence.

Still delivering. 32% of the parcels here were completed in the last three years, the most recent in 2025.

Arm’s-length sales recorded with Manatee County, read October 2026. Quitclaims, foreclosures, family transfers and pre-construction sales are excluded. Homestead requires the property to be a permanent residence, so the share carrying one is reported here as a share of matched residential units rather than as a count of who lives here. Homestead is a tax filing, not an occupancy count. A rented home can house full-time residents and will never carry the exemption, and an owner who lives here but never filed does not appear in it either. Read it as what share of matched residential units claim the exemption, not as who lives here.

At an estimated $5,785 a year in combined HOA and CDD, Artisan Lakes sits about 62% above the Palmetto median of $3,568, ranking 19 of the 22 Palmetto communities whose fees this site tracks.

Estimates from the same dataset behind the fee pages and the True Cost Index. Fees vary by lot size and sub-association, and change with each budget.

Governing Documents

HOA & community documents for Artisan Lakes

1 document from the community development or stewardship district that covers Artisan Lakes and linked to the page each one lives on. Nothing is copied here, so you read whatever they publish today. No association documents have been located for Artisan Lakes yet, which is a gap in what has been found rather than evidence there are none.

District documents

A community development or stewardship district is a unit of local government, not an association. Its assessment is billed with your property taxes rather than by the association, and its rules are public records of a different kind. Shown separately for that reason.

Artisan Lakes Community Development District

Matched to Artisan Lakes because: The district’s own audited annual financial report states its legal name, that it sits in MANATEE County, and the ordinance that created it. The name matches this community and the county matches. A district filing under a matching name in another county is the thing this check exists to rule out: the Dunes district, matched to Riviera Dunes by name, turned out to be in Flagler.

Created on August 16, 2007 by Manatee County Ordinance 07-64, under the Uniform Community Development District Act of 1980, Chapter 190, Florida Statutes. Esplanade at Artisan Lakes sits inside Artisan Lakes and is listed separately on this site; both are attached to the one district.

Who to contact

Managed by
Artisan Lakes Community Development District
Contact role
Independent special district; board meetings are noticed under Chapter 190
Contact pageChecked October 8, 2026

No website of its own was located. Its audited annual financial report is filed with the Florida Auditor General and is linked here. Supervisors are not listed; the board is named in the report.

Board members and officers are not listed here. They change often, and their names are on the association’s own records and in the state’s corporate filings, which is where they should be read from rather than from a page that cannot keep up.

Budget & assessmentsCurrent, per the source

Artisan Lakes Community Development District annual financial report, fiscal year ended 30 September 2025

Issued by Artisan Lakes Community Development District

Every parcel inside the district boundary. An audited report of what the district raised and spent, which is not a schedule of what an individual lot is assessed.

The most recent year filed with the Florida Auditor General as of the last check.

Document date
September 30, 2025
Source
District
Last checked
October 8, 2026

The governing body is known and nothing it publishes is public. That is a gap in what has been published, not evidence that the community has no restrictions. This list records what has been found in public, not everything that governs the property. Before an offer I pull the full document set for the specific address along with the association’s budget and financials.

The full document directory →

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Artisan Lakes FAQ

Who builds homes in Artisan Lakes?+

Artisan Lakes is built by Taylor Morrison, Meritage Homes (by neighborhood). Two things matter if you are buying new here. Register your agent on the FIRST visit: most builders pay the buyer-agent fee, but only if representation is declared before you tour, and afterwards it is usually too late. And a builder's contract is their contract, not the standard Florida form, so the deposit terms, the completion date and what happens if the build runs late are worth reading closely.

What kind of homes are in Artisan Lakes?+

Artisan Lakes offers single-family, villas and townhomes. Attached homes carry an association that maintains the building itself, so the fee covers more than it would on a single-family home and the association's reserves matter to you directly. What a specific home includes, and what the association maintains, is set out in that community's documents and is worth reading before an offer rather than after.

What amenities does Artisan Lakes have?+

Artisan Lakes offers Crystal Lagoon, Clubhouse and fitness center, Resort-style pool, Sports courts, Dog park, among others. Worth separating two things that often get blurred together: amenities the HOA maintains and which every owner pays for, and club or golf facilities that may require a separate membership on top. Which category each amenity falls into determines your actual annual cost, and it is set out in the community documents rather than in any listing.

What have homes in Artisan Lakes actually sold for?+

806 arm's-length sales have been recorded in Artisan Lakes since October 2023, at a median of $473,000. The middle eighty percent of those sales fell between $275,000 and $745,000, which is a better guide to the range than the extremes. These are prices recorded with Manatee County, not asking prices, so they describe what buyers and sellers actually agreed. Figures read October 2026; quitclaims, foreclosures and family transfers are excluded.

Do people live in Artisan Lakes year round?+

76% of the 2,295 matched residential units in Artisan Lakes claim a homestead exemption, which Florida grants only on an owner's permanent residence, read from the Manatee County roll in October 2026. That reads as most homes here are claimed as a permanent residence. Homestead is a tax filing, not an occupancy count. A rented home can house full-time residents and will never carry the exemption, and an owner who lives here but never filed does not appear in it either. Read it as what share of matched residential units claim the exemption, not as who lives here.

Is Artisan Lakes still being built?+

The most recent home the county records in Artisan Lakes was completed in 2025, across 2,547 platted parcels of which 2,295 carry a finished home. 32% of its parcels were completed in the last three years, so Artisan Lakes is still being delivered: expect construction nearby, and the lot choice that comes with it. Build year matters more in Florida than buyers expect, because insurers weight roof age heavily and it drives what a property costs to carry rather than just what it costs to buy.

Does Artisan Lakes have a CDD fee?+

Yes. Artisan Lakes carries an estimated CDD assessment of $1,192 - $1,960, on top of an HOA fee estimated at $1,980 - $6,438 yearly. A community development district assessment can have two components, and they behave differently: debt service repays the bonds that funded the roads, drainage and amenities, and ends when those bonds are retired, while an operations and maintenance charge pays to run what the bonds built and does not. Both are billed with your property taxes rather than by the association, and both are separate from the HOA. Assessments are set annually and vary by home and phase, so confirm the current components for the specific address.

What flood zone is Artisan Lakes in?+

The flood zone recorded for Artisan Lakes is X. Zones beginning A or V are the higher-risk categories, where a federally backed mortgage generally requires flood insurance, while zone X is lower risk and coverage is usually optional. Flood zone is assigned per property rather than per community though, and elevation can change both the requirement and the premium substantially, so get the zone and the elevation certificate for the exact address rather than relying on a community-level figure.

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