Bradenton, FL
The attainable corner of Heritage Harbour: 241 townhomes, condominiums and single-family houses built between 2004 and 2008, with access to the master plan's Central Park and recreation amenities rather than a clubhouse of its own. The trade is deliberate, and it shows in the numbers, a $508 to $548 annual HOA and a flat $806 CDD, which together are a fraction of what River Strand costs a few streets away. Only 14% of homes have a private pool, so the community pool does the work.
Home Types
Townhomes, condominiums and single-family
Amenity Level
Medium
HOA (Yearly) Est.
$508 - $548
CDD (Yearly) Est.
$806
Flood Zone
X
Fee estimates may vary by lot size and sub-association. View all community fees →
Community size
241
homes, as the community reports it
community record
496
completed homes on the county roll
Manatee County property appraiser roll, read October 2026
526
recorded residential lots
Manatee County property appraiser roll, read October 2026
These two figures are 51% apart. These two figures count different things and have not been reconciled. The roll counts parcels inside the boundary matched to this name; the community figure may cover plats the roll matched separately, or an association roster. Neither is presented here as the size of the community.
Michael’s Take
County-assessed CDD is a flat $806 (Heritage Harbour South CDD), not the $535-$713 range MLS data suggests. Lowest total carrying cost inside Heritage Harbour.
From the county records
$255,000
Median of 55 recorded sales since October 2023, the middle eighty percent between $205,000 and $400,000.
44%
Of the 496 matched residential units here claim a homestead exemption, which reads as a mix of homes claimed as a permanent residence and homes that are not.
Newest completion recorded 2008. The roll records no completions here in the last three years. Most of what trades is resale, though an absence of recent completions is not by itself proof a community is closed to new building.
Arm’s-length sales recorded with Manatee County, read October 2026. Quitclaims, foreclosures, family transfers and pre-construction sales are excluded. Homestead requires the property to be a permanent residence, so the share carrying one is reported here as a share of matched residential units rather than as a count of who lives here. Homestead is a tax filing, not an occupancy count. A rented home can house full-time residents and will never carry the exemption, and an owner who lives here but never filed does not appear in it either. Read it as what share of matched residential units claim the exemption, not as who lives here.
At an estimated $1,334 a year in combined HOA and CDD, Lighthouse Cove sits about 25% below the Bradenton median of $1,783, ranking 9 of the 23 Bradenton communities whose fees this site tracks.
Estimates from the same dataset behind the fee pages and the True Cost Index. Fees vary by lot size and sub-association, and change with each budget.
Governing Documents
3 documents from the community development or stewardship district that covers Lighthouse Cove and linked to the page each one lives on. Nothing is copied here, so you read whatever they publish today. No association documents have been located for Lighthouse Cove yet, which is a gap in what has been found rather than evidence there are none.
A community development or stewardship district is a unit of local government, not an association. Its assessment is billed with your property taxes rather than by the association, and its rules are public records of a different kind. Shown separately for that reason.
Heritage Harbour South Community Development District
Matched to Lighthouse Cove because: The district’s own official website names it and states that it serves the Heritage Harbour South homeowners association in Manatee County. Its adopted budget settles WHICH communities: the assessment schedule prices Stone Harbour condominiums, twin villas and club homes, and two Lighthouse Cove products by name. Those are Stoneybrook and Lighthouse Cove. No River Strand product appears anywhere in it.
Established on 31 August 2001 by Manatee County Ordinance 01-45. Its adopted assessment schedule is unusually specific and worth reading before an offer: it prices thirteen products separately, from a 55-foot single-family lot down to a Lighthouse Cove condominium, and the spread between them is wide. Note that the site at heritageharborcdd.org, spelled without the u, is a DIFFERENT district and not this one.
Who to contact
No individual supervisors or managers are listed here. The board is named in the district’s own agendas and minutes, which its website publishes.
Board members and officers are not listed here. They change often, and their names are on the association’s own records and in the state’s corporate filings, which is where they should be read from rather than from a page that cannot keep up.
Issued by Heritage Harbour South Community Development District
The district as a whole. An audited statement of what it raised and spent.
The most recent audit published by the district as of the last check.
Issued by Heritage Harbour South Community Development District
Each assessed product separately, from a 55-foot single-family lot to a Lighthouse Cove condominium, with the prior year alongside for comparison.
Published by the district alongside its FY2025-2026 adopted budget.
The most useful single page for a buyer in Stoneybrook or Lighthouse Cove. It prices thirteen products separately and shows the change from the year before, so a quoted figure can be checked against the district’s own schedule rather than against a range.
Issued by Heritage Harbour South Community Development District
Every parcel inside the district boundary, which its own schedule shows is Stoneybrook, Lighthouse Cove and the parcels around them.
The newest adopted budget published by the district as of the last check.
The governing body is known and nothing it publishes is public. That is a gap in what has been published, not evidence that the community has no restrictions. This list records what has been found in public, not everything that governs the property. Before an offer I pull the full document set for the specific address along with the association’s budget and financials.
The full document directory →I'll send current listings and pricing in Lighthouse Cove, line up private showings, and give you an honest read on value, HOA/CDD costs, and resale before you commit, no pressure, no obligation.
Prefer to pick a time instead? Schedule a consult
Lighthouse Cove offers townhomes, condominiums and single-family. Attached homes carry an association that maintains the building itself, so the fee covers more than it would on a single-family home and the association's reserves matter to you directly. What a specific home includes, and what the association maintains, is set out in that community's documents and is worth reading before an offer rather than after.
Lighthouse Cove offers Access to Heritage Harbour Central Park, Community pool, Master-plan trails and sports fields, Shared recreation amenities. Worth separating two things that often get blurred together: amenities the HOA maintains and which every owner pays for, and club or golf facilities that may require a separate membership on top. Which category each amenity falls into determines your actual annual cost, and it is set out in the community documents rather than in any listing.
55 arm's-length sales have been recorded in Lighthouse Cove since October 2023, at a median of $255,000. The middle eighty percent of those sales fell between $205,000 and $400,000, which is a better guide to the range than the extremes. These are prices recorded with Manatee County, not asking prices, so they describe what buyers and sellers actually agreed. Figures read October 2026; quitclaims, foreclosures and family transfers are excluded.
44% of the 496 matched residential units in Lighthouse Cove claim a homestead exemption, which Florida grants only on an owner's permanent residence, read from the Manatee County roll in October 2026. That reads as a mix of homes claimed as a permanent residence and homes that are not. Homestead is a tax filing, not an occupancy count. A rented home can house full-time residents and will never carry the exemption, and an owner who lives here but never filed does not appear in it either. Read it as what share of matched residential units claim the exemption, not as who lives here.
The most recent home the county records in Lighthouse Cove was completed in 2008, across 526 platted parcels of which 496 carry a finished home. The county records no completions in Lighthouse Cove in the last three years, so what trades is resale. An absence of recent completions is not by itself proof that no further building is permitted. Build year matters more in Florida than buyers expect, because insurers weight roof age heavily and it drives what a property costs to carry rather than just what it costs to buy.
Yes. Lighthouse Cove carries an estimated CDD assessment of $806, on top of an HOA fee estimated at $508 - $548 yearly. A community development district assessment can have two components, and they behave differently: debt service repays the bonds that funded the roads, drainage and amenities, and ends when those bonds are retired, while an operations and maintenance charge pays to run what the bonds built and does not. Both are billed with your property taxes rather than by the association, and both are separate from the HOA. Assessments are set annually and vary by home and phase, so confirm the current components for the specific address.
The flood zone recorded for Lighthouse Cove is X. Zones beginning A or V are the higher-risk categories, where a federally backed mortgage generally requires flood insurance, while zone X is lower risk and coverage is usually optional. Flood zone is assigned per property rather than per community though, and elevation can change both the requirement and the premium substantially, so get the zone and the elevation certificate for the exact address rather than relying on a community-level figure.
