Bradenton, FL
Oak Trace
A single-phase neighborhood of 69 houses on the county roll, built in 2004 and 2005, with a median house around 2,154 square feet and just over half carrying a private pool. Small enough that the association is a short list of neighbors, with a flat $616 annual HOA and no CDD.
Home Types
Single-family
Amenity Level
Low
HOA (Yearly) Est.
$616
CDD (Yearly) Est.
None
Flood Zone
X
Fee estimates may vary by lot size and sub-association. View all community fees →
Community size
69
homes
community record
69
completed homes on the county roll
Manatee County property appraiser roll, read October 2026
86
recorded residential lots
Manatee County property appraiser roll, read October 2026
Amenities & lifestyle
- Deed-restricted
- Small single-phase enclave
Michael’s Take
No CDD, confirmed against the county roll. Sixty-nine houses total, so very limited inventory.
How Oak Trace compares
From the county records
$439,000
Median of 4 recorded sales since October 2023, the middle eighty percent between $375,000 and $549,000.
74%
Of the 69 matched residential units here claim a homestead exemption, which reads as most homes here are claimed as a permanent residence.
Newest completion recorded 2006. The roll records no completions here in the last three years. Most of what trades is resale, though an absence of recent completions is not by itself proof a community is closed to new building.
Arm’s-length sales recorded with Manatee County, read October 2026. Quitclaims, foreclosures, family transfers and pre-construction sales are excluded. Homestead requires the property to be a permanent residence, so the share carrying one is reported here as a share of matched residential units rather than as a count of who lives here. Homestead is a tax filing, not an occupancy count. A rented home can house full-time residents and will never carry the exemption, and an owner who lives here but never filed does not appear in it either. Read it as what share of matched residential units claim the exemption, not as who lives here.
At an estimated $616 a year in combined HOA and CDD, Oak Trace sits about 65% below the Bradenton median of $1,783, ranking 5 of the 23 Bradenton communities whose fees this site tracks. There is no CDD assessment here, which is what keeps that figure down.
Estimates from the same dataset behind the fee pages and the True Cost Index. Fees vary by lot size and sub-association, and change with each budget.
Governing Documents
HOA & community documents for Oak Trace
0 documents published by the association and linked to the page each one lives on. Nothing is copied here, so you read whatever they publish today.
Oak Trace Homeowners’ Association of Manatee County, Inc.
Master associationMatched to Oak Trace because: Florida’s Division of Corporations register records this as an ACTIVE not-for-profit corporation, document number N02000002822, filed on 17 April 2002, with its principal address at 4112 53rd Avenue East, Bradenton, FL 34204. THE ADDRESS IS THE EVIDENCE, NOT THE NAME, and it refused candidates in this batch as well as passing them: a Braden Woods OFFICE PARK association is commercial, a River Place condominium association is registered at ELLENTON rather than Bradenton, and a 1980 Crossings condominium association does not match a Neal Communities neighbourhood of 225 homes. None of those was written.
Who to contact
- Contact role
- Not-for-profit corporation registered with the Florida Division of Corporations
No officer, director or registered agent is listed here. The corporate register publishes all three by name, and several give a home address; none of that belongs in a public directory of community documents.
Board members and officers are not listed here. They change often, and their names are on the association’s own records and in the state’s corporate filings, which is where they should be read from rather than from a page that cannot keep up.
Oak Trace Homeowners’ Association of Manatee County, Inc.
No public documents have been located for this association yet.
Nothing found is not the same as nothing in force. Every community in Florida with an association has governing documents; this says only that they have not been found in a public place.
The governing body is known and nothing it publishes is public. That is a gap in what has been published, not evidence that the community has no restrictions. This list records what has been found in public, not everything that governs the property. Before an offer I pull the full document set for the specific address along with the association’s budget and financials.
The full document directory →Thinking about Oak Trace?
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Oak Trace FAQ
What kind of homes are in Oak Trace?+
Oak Trace offers single-family. As single-family housing, the roof, the exterior and the insurance on the structure are yours rather than an association's, which is the main practical difference from a villa or condominium. What a specific home includes, and what the association maintains, is set out in that community's documents and is worth reading before an offer rather than after.
What amenities does Oak Trace have?+
Oak Trace offers Deed-restricted, Small single-phase enclave. Worth separating two things that often get blurred together: amenities the HOA maintains and which every owner pays for, and club or golf facilities that may require a separate membership on top. Which category each amenity falls into determines your actual annual cost, and it is set out in the community documents rather than in any listing.
What have homes in Oak Trace actually sold for?+
4 arm's-length sales have been recorded in Oak Trace since October 2023, at a median of $439,000. The middle eighty percent of those sales fell between $375,000 and $549,000, which is a better guide to the range than the extremes. These are prices recorded with Manatee County, not asking prices, so they describe what buyers and sellers actually agreed. Figures read October 2026; quitclaims, foreclosures and family transfers are excluded.
Do people live in Oak Trace year round?+
74% of the 69 matched residential units in Oak Trace claim a homestead exemption, which Florida grants only on an owner's permanent residence, read from the Manatee County roll in October 2026. That reads as most homes here are claimed as a permanent residence. Homestead is a tax filing, not an occupancy count. A rented home can house full-time residents and will never carry the exemption, and an owner who lives here but never filed does not appear in it either. Read it as what share of matched residential units claim the exemption, not as who lives here.
Is Oak Trace still being built?+
The most recent home the county records in Oak Trace was completed in 2006, across 86 platted parcels of which 69 carry a finished home. The county records no completions in Oak Trace in the last three years, so what trades is resale. An absence of recent completions is not by itself proof that no further building is permitted. Build year matters more in Florida than buyers expect, because insurers weight roof age heavily and it drives what a property costs to carry rather than just what it costs to buy.
Does Oak Trace have an HOA or CDD fee?+
Oak Trace has an HOA fee estimated at $616 yearly, and the fee data for this community records no CDD assessment. A community development district bills through your property taxes rather than through the association, and its assessment can carry two separate components: debt service, which repays the bonds that funded roads, drainage and amenities, and an operations and maintenance charge, which does not end with the bonds. A community without a district avoids both as currently assessed. Figures are estimates, assessments are set annually, and both vary by home and phase, so confirm them for the specific address before relying on them.
What flood zone is Oak Trace in?+
The flood zone recorded for Oak Trace is X. Zones beginning A or V are the higher-risk categories, where a federally backed mortgage generally requires flood insurance, while zone X is lower risk and coverage is usually optional. Flood zone is assigned per property rather than per community though, and elevation can change both the requirement and the premium substantially, so get the zone and the elevation certificate for the exact address rather than relying on a community-level figure.