Longboat Key, FL
Bay Harbour
A bayfront community organized around the water: community boat slips, a waterfront pool, and a fitness room overlooking Sarasota Bay. Residential and boating-focused on the south end. The county roll assesses 39 units, built 1970, rising 3 floors, in Sarasota County.
Price Range
Est. $500s to $1M
Home Types
Bayfront condominium
Total Homes
39 units
HOA (Yearly) Est.
$12,480 - $13,476
CDD (Yearly) Est.
None
Flood Zone
AE
Fee estimates may vary by lot size and sub-association. View all community fees →
Amenities & lifestyle
- Community boat slips
- Waterfront pool
- Fitness center
Michael’s Take
County roll: 39 units, built 1970, 3 floors, assessed in Sarasota County. No CDD; Longboat Key carries none.
How Bay Harbour compares
From the county records
$678,000
Median of 3 recorded sales since October 2023, the middle eighty percent between $620,000 and $686,000.
21%
Of the 39 finished houses here carry a homestead exemption, which reads as largely second homes and seasonal owners.
Newest building completed 1970. The roll records no completions here in the last three years, so this is a built-out community rather than one still being delivered.
Arm’s-length sales recorded with Sarasota County, read October 2026. Quitclaims, foreclosures, family transfers and pre-construction sales are excluded. Homestead requires the property to be a permanent residence, so the share carrying one is a strong proxy for how many owners live here full time, not a census of them.
At an estimated $12,978 a year in combined HOA and CDD, Bay Harbour sits about 35% below the Longboat Key median of $20,000, ranking 7 of the 62 Longboat Key communities whose fees this site tracks. There is no CDD assessment here, which is what keeps that figure down.
Estimates from the same dataset behind the fee pages and the True Cost Index. Fees vary by lot size and sub-association, and change with each budget.
Thinking about Bay Harbour?
I'll send current listings and pricing in Bay Harbour, line up private showings, and give you an honest read on value, HOA/CDD costs, and resale before you commit, no pressure, no obligation.
Prefer to pick a time instead? Schedule a consult
Bay Harbour FAQ
How much do homes in Bay Harbour cost?+
Homes in Bay Harbour are generally priced in the Est. $500s to $1M range. Pricing moves with the market and varies by floor plan, lot, and incentives, so reach out for the most current numbers.
What kind of homes are in Bay Harbour?+
Bay Harbour offers bayfront condominium. Attached homes carry an association that maintains the building itself, so the fee covers more than it would on a single-family home and the association's reserves matter to you directly. What a specific home includes, and what the association maintains, is set out in that community's documents and is worth reading before an offer rather than after.
What amenities does Bay Harbour have?+
Bay Harbour offers Community boat slips, Waterfront pool, Fitness center. Worth separating two things that often get blurred together: amenities the HOA maintains and which every owner pays for, and club or golf facilities that may require a separate membership on top. Which category each amenity falls into determines your actual annual cost, and it is set out in the community documents rather than in any listing.
What have homes in Bay Harbour actually sold for?+
3 arm's-length sales have been recorded in Bay Harbour since October 2023, at a median of $678,000. The middle eighty percent of those sales fell between $620,000 and $686,000, which is a better guide to the range than the extremes. These are prices recorded with Sarasota County, not asking prices, so they describe what buyers and sellers actually agreed. Figures read October 2026; quitclaims, foreclosures and family transfers are excluded.
Do people live in Bay Harbour year round?+
21% of the 39 finished homes in Bay Harbour carry a homestead exemption, which Florida grants only on an owner's permanent residence. That reads as largely second homes and seasonal owners. It is a strong proxy rather than a census, since an owner who lives there but never filed does not appear in it, but it is the most direct public signal of how occupied a community is outside the winter.
Is Bay Harbour still being built?+
The most recent home the county records in Bay Harbour was completed in 1970, across 40 platted parcels of which 39 carry a finished home. The county records no completions here in the last three years, so Bay Harbour is built out and what trades is resale rather than new construction. Build year matters more in Florida than buyers expect, because insurers weight roof age heavily and it drives what a property costs to carry rather than just what it costs to buy.
Does Bay Harbour have an HOA or CDD fee?+
Bay Harbour has an HOA fee estimated at $12,480 - $13,476 yearly, and the fee data for this community records no CDD assessment. That matters more than it sounds: a CDD is a bond repayment attached to the land and billed with your property taxes, so its absence is a permanent annual difference against communities that carry one. Figures are estimates and vary by home, so confirm them for the specific address before relying on them.
What flood zone is Bay Harbour in?+
The flood zone recorded for Bay Harbour is AE. Zones beginning A or V are the higher-risk categories, where a federally backed mortgage generally requires flood insurance, while zone X is lower risk and coverage is usually optional. Flood zone is assigned per property rather than per community though, and elevation can change both the requirement and the premium substantially, so get the zone and the elevation certificate for the exact address rather than relying on a community-level figure.