Palmetto, FL
Palmetto Point
An established waterfront neighborhood of 527 homes near the Skyway Bridge, dating back to 1956. Home styles include Key West, Spanish-inspired villas, coastal-contemporary, and classic Florida ranch. Many homes feature backyard pools, covered lanais, and private boat slips. No HOA or CDD fees. An active civic association organizes community events throughout the year.
Status
Established · resale
Home Types
Single Family
Amenity Level
Low
HOA (Yearly) Est.
Not published
CDD (Yearly) Est.
None
Flood Zone
X / AE
Fee estimates may vary by lot size and sub-association. View all community fees →
Community size
527
homes
community record
524
completed homes on the county roll
Manatee County property appraiser roll, read October 2026
547
recorded residential lots
Manatee County property appraiser roll, read October 2026
Amenities & lifestyle
- 527 homes near the Skyway Bridge
- Waterfront lots with Gulf views
- Private boat slips on select properties
- Active civic association & community events
- No HOA or CDD fees
Michael’s Take
No CDD, confirmed against the certified roll. 524 homes on the roll, the oldest dating to 1957.
How Palmetto Point compares
From the county records
$320,000
Median of 57 recorded sales since October 2023, the middle eighty percent between $250,000 and $455,000.
69%
Of the 524 matched residential units here claim a homestead exemption, which reads as most homes here are claimed as a permanent residence.
Newest completion recorded 2023. The roll records no completions here in the last three years. Most of what trades is resale, though an absence of recent completions is not by itself proof a community is closed to new building.
Arm’s-length sales recorded with Manatee County, read October 2026. Quitclaims, foreclosures, family transfers and pre-construction sales are excluded. Homestead requires the property to be a permanent residence, so the share carrying one is reported here as a share of matched residential units rather than as a count of who lives here. Homestead is a tax filing, not an occupancy count. A rented home can house full-time residents and will never carry the exemption, and an owner who lives here but never filed does not appear in it either. Read it as what share of matched residential units claim the exemption, not as who lives here.
Palmetto Point also appears in
Governing Documents
HOA & community documents for Palmetto Point
0 documents published by the association and linked to the page each one lives on. Nothing is copied here, so you read whatever they publish today.
Palmetto Point Civic Association, Inc.
AssociationMatched to Palmetto Point because: Florida’s Division of Corporations register records this as an ACTIVE not-for-profit corporation, document number 744828, filed on 3 November 1978, with its principal address at 637 43rd Street Boulevard West, Palmetto, FL 34221. The address is in Palmetto. A PALMETTO POINT ASSOCIATION, INC. filed in 1979 was REFUSED: it is registered in FORT MYERS.
Applicability not settled. THE WORD CIVIC IS THE WARNING. This site describes an established waterfront neighbourhood of 527 homes dating to 1956, and a civic association in a neighbourhood of that age is usually a VOLUNTARY body that speaks for residents rather than one that levies assessments or enforces covenants. Do not read this as evidence of mandatory dues, and do not read the absence of a mandatory association as the absence of restrictions: a 1956 plat can carry recorded deed restrictions that bind a lot today.
Who to contact
- Contact role
- Not-for-profit corporation registered with the Florida Division of Corporations
No officer, director or registered agent is listed here. The register publishes them by name and several give a home address; none of that belongs in a public directory of community documents.
Board members and officers are not listed here. They change often, and their names are on the association’s own records and in the state’s corporate filings, which is where they should be read from rather than from a page that cannot keep up.
Palmetto Point Civic Association, Inc.
THE WORD CIVIC IS THE WARNING. This site describes an established waterfront neighbourhood of 527 homes dating to 1956, and a civic association in a neighbourhood of that age is usually a VOLUNTARY body that speaks for residents rather than one that levies assessments or enforces covenants. Do not read this as evidence of mandatory dues, and do not read the absence of a mandatory association as the absence of restrictions: a 1956 plat can carry recorded deed restrictions that bind a lot today.
Nothing found is not the same as nothing in force. Every community in Florida with an association has governing documents; this says only that they have not been found in a public place.
The governing body is known and nothing it publishes is public. That is a gap in what has been published, not evidence that the community has no restrictions. This list records what has been found in public, not everything that governs the property. Before an offer I pull the full document set for the specific address along with the association’s budget and financials.
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Palmetto Point FAQ
Can you still buy a new home in Palmetto Point?+
Palmetto Point is essentially sold out of new construction, so homes here come up as resale. I can set you up with alerts the moment one hits the market and give you an honest read on value before you offer.
What kind of homes are in Palmetto Point?+
Palmetto Point offers single family. As single-family housing, the roof, the exterior and the insurance on the structure are yours rather than an association's, which is the main practical difference from a villa or condominium. What a specific home includes, and what the association maintains, is set out in that community's documents and is worth reading before an offer rather than after.
What amenities does Palmetto Point have?+
Palmetto Point offers 527 homes near the Skyway Bridge, Waterfront lots with Gulf views, Private boat slips on select properties, Active civic association & community events, No HOA or CDD fees. Worth separating two things that often get blurred together: amenities the HOA maintains and which every owner pays for, and club or golf facilities that may require a separate membership on top. Which category each amenity falls into determines your actual annual cost, and it is set out in the community documents rather than in any listing.
What have homes in Palmetto Point actually sold for?+
57 arm's-length sales have been recorded in Palmetto Point since October 2023, at a median of $320,000. The middle eighty percent of those sales fell between $250,000 and $455,000, which is a better guide to the range than the extremes. These are prices recorded with Manatee County, not asking prices, so they describe what buyers and sellers actually agreed. Figures read October 2026; quitclaims, foreclosures and family transfers are excluded.
Do people live in Palmetto Point year round?+
69% of the 524 matched residential units in Palmetto Point claim a homestead exemption, which Florida grants only on an owner's permanent residence, read from the Manatee County roll in October 2026. That reads as most homes here are claimed as a permanent residence. Homestead is a tax filing, not an occupancy count. A rented home can house full-time residents and will never carry the exemption, and an owner who lives here but never filed does not appear in it either. Read it as what share of matched residential units claim the exemption, not as who lives here.
Is Palmetto Point still being built?+
The most recent home the county records in Palmetto Point was completed in 2023, across 547 platted parcels of which 524 carry a finished home. The county records no completions in Palmetto Point in the last three years, so what trades is resale. An absence of recent completions is not by itself proof that no further building is permitted. Build year matters more in Florida than buyers expect, because insurers weight roof age heavily and it drives what a property costs to carry rather than just what it costs to buy.
Does Palmetto Point have an HOA or CDD fee?+
Palmetto Point has an HOA fee estimated at Not published yearly, and the fee data for this community records no CDD assessment. A community development district bills through your property taxes rather than through the association, and its assessment can carry two separate components: debt service, which repays the bonds that funded roads, drainage and amenities, and an operations and maintenance charge, which does not end with the bonds. A community without a district avoids both as currently assessed. Figures are estimates, assessments are set annually, and both vary by home and phase, so confirm them for the specific address before relying on them.
What flood zone is Palmetto Point in?+
The flood zone recorded for Palmetto Point is X / AE. Zones beginning A or V are the higher-risk categories, where a federally backed mortgage generally requires flood insurance, while zone X is lower risk and coverage is usually optional. Flood zone is assigned per property rather than per community though, and elevation can change both the requirement and the premium substantially, so get the zone and the elevation certificate for the exact address rather than relying on a community-level figure.