Palmetto, FL
Riviera Dunes
A gated waterfront community on the Manatee River, centered on a full-service marina with 219 wet slips (35-110 ft) in an 88-acre protected harbor averaging 18 ft depth, often called "hurricane protected." Multiple residential neighborhoods include Bel Mare and The Palms (condos) and The Hammocks (townhomes), plus custom single-family homes. Dockside Social Bar and Grill is on-site. Direct access to the Intracoastal Waterway and Gulf of Mexico.
Home Types
Condos, Townhomes & Single Family
Amenity Level
High
HOA (Yearly) Est.
$9,424
CDD (Yearly) Est.
None
Flood Zone
AE
Fee estimates may vary by lot size and sub-association. View all community fees →
Community size
271
completed homes on the county roll
Manatee County property appraiser roll, read October 2026
522
recorded residential lots
Manatee County property appraiser roll, read October 2026
Amenities & lifestyle
- 219-slip full-service marina (35-110 ft)
- 88-acre protected harbor · 18 ft avg depth
- Dockside Social Bar and Grill
- Resort pool & fitness center
- Tennis courts
- Gated · direct ICW & Gulf access
Michael’s Take
No CDD, confirmed against the certified roll. 271 homes across six separately platted enclaves, built 2001-2007; 32% are waterfront and 44% have a private pool.
How Riviera Dunes compares
From the county records
$630,000
Median of 30 recorded sales since October 2023, the middle eighty percent between $420,000 and $2,000,000.
68%
Of the 271 matched residential units here claim a homestead exemption, which reads as most homes here are claimed as a permanent residence.
Newest completion recorded 2022. The roll records no completions here in the last three years. Most of what trades is resale, though an absence of recent completions is not by itself proof a community is closed to new building.
Arm’s-length sales recorded with Manatee County, read October 2026. Quitclaims, foreclosures, family transfers and pre-construction sales are excluded. Homestead requires the property to be a permanent residence, so the share carrying one is reported here as a share of matched residential units rather than as a count of who lives here. Homestead is a tax filing, not an occupancy count. A rented home can house full-time residents and will never carry the exemption, and an owner who lives here but never filed does not appear in it either. Read it as what share of matched residential units claim the exemption, not as who lives here.
At an estimated $9,424 a year in combined HOA and CDD, Riviera Dunes sits about 164% above the Palmetto median of $3,568, ranking 21 of the 22 Palmetto communities whose fees this site tracks. There is no CDD assessment here, which is what keeps that figure down.
Estimates from the same dataset behind the fee pages and the True Cost Index. Fees vary by lot size and sub-association, and change with each budget.
Riviera Dunes also appears in
Governing Documents
HOA & community documents for Riviera Dunes
0 documents published by the association and linked to the page each one lives on. Nothing is copied here, so you read whatever they publish today.
Riviera Dunes Master Association, Inc.
Master associationMatched to Riviera Dunes because: Florida’s Division of Corporations register records this as an ACTIVE not-for-profit corporation, document number N99000006743, filed on 16 November 1999, with its principal address at 12270 Southwest 3rd Street, Suite 200, Plantation, FL 33325. The name is unique in the register and a 1999 filing fits the gated waterfront community on the Manatee River this site records. The principal address is a management office rather than an address inside the community, so the match rests on the corporate name and the filing date.
Applicability not settled. THIS IS THE MASTER OVER SEVERAL DISTINCT PRODUCTS. This site itself says Riviera Dunes contains multiple residential neighbourhoods, and the condominium register bears that out: Laguna at Riviera Dunes I through IV, Bel Mare with 124 units and The Palms at Riviera Dunes with 58 are all separate projects on Riviera Dunes Way and Haben Boulevard. A RIVIERA DUNES OWNERS’ ASSOCIATION and a RIVIERA DUNES MARINA CONDOMINIUM ASSOCIATION also exist. Establish which body covers a specific address.
Who to contact
- Contact role
- Not-for-profit corporation registered with the Florida Division of Corporations
No officer, director or registered agent is listed here. The register publishes them by name and several give a home address; none of that belongs in a public directory of community documents.
Board members and officers are not listed here. They change often, and their names are on the association’s own records and in the state’s corporate filings, which is where they should be read from rather than from a page that cannot keep up.
Riviera Dunes Master Association, Inc.
THIS IS THE MASTER OVER SEVERAL DISTINCT PRODUCTS. This site itself says Riviera Dunes contains multiple residential neighbourhoods, and the condominium register bears that out: Laguna at Riviera Dunes I through IV, Bel Mare with 124 units and The Palms at Riviera Dunes with 58 are all separate projects on Riviera Dunes Way and Haben Boulevard. A RIVIERA DUNES OWNERS’ ASSOCIATION and a RIVIERA DUNES MARINA CONDOMINIUM ASSOCIATION also exist. Establish which body covers a specific address.
Nothing found is not the same as nothing in force. Every community in Florida with an association has governing documents; this says only that they have not been found in a public place.
The governing body is known and nothing it publishes is public. That is a gap in what has been published, not evidence that the community has no restrictions. This list records what has been found in public, not everything that governs the property. Before an offer I pull the full document set for the specific address along with the association’s budget and financials.
The full document directory →Thinking about Riviera Dunes?
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Riviera Dunes FAQ
What kind of homes are in Riviera Dunes?+
Riviera Dunes offers condos, townhomes & single family. Attached homes carry an association that maintains the building itself, so the fee covers more than it would on a single-family home and the association's reserves matter to you directly. What a specific home includes, and what the association maintains, is set out in that community's documents and is worth reading before an offer rather than after.
What amenities does Riviera Dunes have?+
Riviera Dunes offers 219-slip full-service marina (35-110 ft), 88-acre protected harbor · 18 ft avg depth, Dockside Social Bar and Grill, Resort pool & fitness center, Tennis courts, among others. Worth separating two things that often get blurred together: amenities the HOA maintains and which every owner pays for, and club or golf facilities that may require a separate membership on top. Which category each amenity falls into determines your actual annual cost, and it is set out in the community documents rather than in any listing.
What have homes in Riviera Dunes actually sold for?+
30 arm's-length sales have been recorded in Riviera Dunes since October 2023, at a median of $630,000. The middle eighty percent of those sales fell between $420,000 and $2,000,000, which is a better guide to the range than the extremes. These are prices recorded with Manatee County, not asking prices, so they describe what buyers and sellers actually agreed. Figures read October 2026; quitclaims, foreclosures and family transfers are excluded.
Do people live in Riviera Dunes year round?+
68% of the 271 matched residential units in Riviera Dunes claim a homestead exemption, which Florida grants only on an owner's permanent residence, read from the Manatee County roll in October 2026. That reads as most homes here are claimed as a permanent residence. Homestead is a tax filing, not an occupancy count. A rented home can house full-time residents and will never carry the exemption, and an owner who lives here but never filed does not appear in it either. Read it as what share of matched residential units claim the exemption, not as who lives here.
Is Riviera Dunes still being built?+
The most recent home the county records in Riviera Dunes was completed in 2022, across 522 platted parcels of which 271 carry a finished home. The county records no completions in Riviera Dunes in the last three years, so what trades is resale. An absence of recent completions is not by itself proof that no further building is permitted. Build year matters more in Florida than buyers expect, because insurers weight roof age heavily and it drives what a property costs to carry rather than just what it costs to buy.
Does Riviera Dunes have an HOA or CDD fee?+
Riviera Dunes has an HOA fee estimated at $9,424 yearly, and the fee data for this community records no CDD assessment. A community development district bills through your property taxes rather than through the association, and its assessment can carry two separate components: debt service, which repays the bonds that funded roads, drainage and amenities, and an operations and maintenance charge, which does not end with the bonds. A community without a district avoids both as currently assessed. Figures are estimates, assessments are set annually, and both vary by home and phase, so confirm them for the specific address before relying on them.
What flood zone is Riviera Dunes in?+
The flood zone recorded for Riviera Dunes is AE. Zones beginning A or V are the higher-risk categories, where a federally backed mortgage generally requires flood insurance, while zone X is lower risk and coverage is usually optional. Flood zone is assigned per property rather than per community though, and elevation can change both the requirement and the premium substantially, so get the zone and the elevation certificate for the exact address rather than relying on a community-level figure.