Community Comparison
Harmony vs. Avalon Woods
Lakewood Ranch · Last reviewed August 2026
Two of the more attainable entry points into Lakewood Ranch, both low-amenity and both offering single-family and townhomes. Avalon Woods carries no CDD at all, which changes the annual math more than the sticker price does.
Everything below is drawn from the same fee and community data I keep for every community I track. Fee figures are estimates and vary by lot size and sub-association, so verify the exact numbers for a specific address before you write an offer.
What actually separates them
- On the published estimates, Avalon Woods starts lower on annual carrying cost: roughly $672 a year in HOA plus CDD at the low end, against roughly $3,884 for Harmony. Both are estimates and vary by lot and sub-association.
- Avalon Woods carries no CDD assessment, while Harmony does ($1,220 - $1,686 a year). A CDD is infrastructure debt collected on the tax bill, and it eventually retires; an HOA fee does not.
Side by side
| Harmony | Avalon Woods | |
|---|---|---|
| Price Range | $400s, $600s | $300s, $500s |
| Home Types | Single Family & Townhomes | Single Family & Townhomes |
| Builder | Mattamy Homes | Ryan Homes |
| Amenity Level | Low | Low |
| Bedrooms | 2 to 3 | 3 to 4 |
| Bathrooms | 2 to 2.5 | 2 to 2.5 |
| Garage | 1 to 2-Car | 1 to 2-Car |
Fees & flood zone
| Harmony | Avalon Woods | |
|---|---|---|
| HOA | $2,664 - $3,360 / year | $672 / year |
| CDD (annual) | $1,220 - $1,686 | None |
| Est. HOA + CDD per year | $3,884 to $5,046 | $672 |
| FEMA Flood Zone | X | X |
HOA and CDD figures are annualized estimates compiled from county property records, published district budgets, and active listing data. The combined line adds the two at their low ends and their high ends, so it is a bracket rather than a quote. Flood zone is the mapped zone for the community, always verify the zone for the specific address. Last reviewed August 2026. Why Florida HOA fees run high and what a CDD actually is.
Amenities
Harmony only
- Maintenance-free lifestyle
- Townhomes & single-family options
- Access to LWR trail network
- Competitive mid-range pricing
- Relaxed, low-key setting
Avalon Woods only
- Ryan Homes new construction
- Single-family & townhome options
- Contemporary floor plans
- Near the Lakewood Ranch town core
- Accessible LWR entry point
About each one
Lakewood Ranch
Harmony
Mattamy Homes’ Harmony is built for maintenance-free living, townhomes and single-family homes, a clean and simple layout, and easy access to the LWR trail network. No big amenity package, just a well-run neighborhood at a competitive price.
Harmony detailsLakewood Ranch
Avalon Woods
Ryan Homes single-family homes and townhomes near the heart of Lakewood Ranch, new-construction quality at a below-average LWR price point with no CDD fee. A smart value play for buyers who still want a Ranch address.
Avalon Woods detailsQuick answers
Which has lower fees, Harmony or Avalon Woods?+
Avalon Woods starts lower. Estimated HOA plus CDD runs $3,884 to $5,046 a year in Harmony and $672 a year in Avalon Woods. These are estimates and vary by lot size and sub-association, so confirm the figure for a specific address before you rely on it.
Does Harmony or Avalon Woods have a CDD?+
Harmony carries a CDD ($1,220 - $1,686 a year on the published estimate); Avalon Woods does not. A CDD is repayment of the infrastructure bonds that built the community, collected on the annual property tax bill.
What is the price difference between Harmony and Avalon Woods?+
Harmony is listed at $400s, $600s and Avalon Woods at $300s, $500s. Those are starting and range estimates that move with the market, homesite, floor plan, and current incentives, so treat them as a bracket rather than a quote.
Are Harmony and Avalon Woods in the same area?+
Yes, both are in Lakewood Ranch. That means the same general commute, the same county, and the same broad tax base, so the comparison really is community against community.
Still torn between the two?
Fee tables get you most of the way. The rest is which homesites are actually left, what the current incentives are, and how each community has been holding value, and none of that is published anywhere. Tell me your budget and your must-haves and I will send you the honest read on both, including the one I would steer you away from and why.