Longboat Key, FL
Longboat Key Estates
A quiet residential neighborhood with a boating bent and an easy, everyday island pace. For buyers who value privacy and livability over amenities and gates. The county roll assesses 31 lots here, with homes built from 1961 to 2026, in Sarasota County.
Price Range
Est. $1M to $6M
Home Types
Single-family
Total Homes
31 lots
Amenity Level
Low
HOA (Yearly) Est.
$2,000 - $3,000
CDD (Yearly) Est.
None
Flood Zone
AE
Fee estimates may vary by lot size and sub-association. View all community fees →
Amenities & lifestyle
- Boating-oriented
- Relaxed residential setting
Michael’s Take
County roll: 31 assessed lots across two recorded plats (plat book 5 page 98, and the Block B resubdivision at plat book 6 page 11), homes built 1961 to 2026, Sarasota County. A 1950s plat with new construction still being delivered on it, so expect a mix of original houses and recent rebuilds side by side. No CDD; Longboat Key carries none.
How Longboat Key Estates compares
From the county records
24%
Of the 21 finished houses here carry a homestead exemption, which reads as largely second homes and seasonal owners.
Newest building completed 2026. The roll records no completions here in the last three years, so this is a built-out community rather than one still being delivered.
Arm’s-length sales recorded with Sarasota County, read October 2026. Quitclaims, foreclosures, family transfers and pre-construction sales are excluded. Homestead requires the property to be a permanent residence, so the share carrying one is a strong proxy for how many owners live here full time, not a census of them.
At an estimated $2,500 a year in combined HOA and CDD, Longboat Key Estates sits about 88% below the Longboat Key median of $20,000, ranking 3 of the 62 Longboat Key communities whose fees this site tracks. There is no CDD assessment here, which is what keeps that figure down.
Estimates from the same dataset behind the fee pages and the True Cost Index. Fees vary by lot size and sub-association, and change with each budget.
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Longboat Key Estates FAQ
How much do homes in Longboat Key Estates cost?+
Homes in Longboat Key Estates are generally priced in the Est. $1M to $6M range. Pricing moves with the market and varies by floor plan, lot, and incentives, so reach out for the most current numbers.
What kind of homes are in Longboat Key Estates?+
Longboat Key Estates offers single-family. As single-family housing, the roof, the exterior and the insurance on the structure are yours rather than an association's, which is the main practical difference from a villa or condominium. What a specific home includes, and what the association maintains, is set out in that community's documents and is worth reading before an offer rather than after.
What amenities does Longboat Key Estates have?+
Longboat Key Estates offers Boating-oriented, Relaxed residential setting. Worth separating two things that often get blurred together: amenities the HOA maintains and which every owner pays for, and club or golf facilities that may require a separate membership on top. Which category each amenity falls into determines your actual annual cost, and it is set out in the community documents rather than in any listing.
Do people live in Longboat Key Estates year round?+
24% of the 21 finished homes in Longboat Key Estates carry a homestead exemption, which Florida grants only on an owner's permanent residence. That reads as largely second homes and seasonal owners. It is a strong proxy rather than a census, since an owner who lives there but never filed does not appear in it, but it is the most direct public signal of how occupied a community is outside the winter.
Is Longboat Key Estates still being built?+
The most recent home the county records in Longboat Key Estates was completed in 2026, across 31 platted parcels of which 21 carry a finished home. The county records no completions here in the last three years, so Longboat Key Estates is built out and what trades is resale rather than new construction. Build year matters more in Florida than buyers expect, because insurers weight roof age heavily and it drives what a property costs to carry rather than just what it costs to buy.
Does Longboat Key Estates have an HOA or CDD fee?+
Longboat Key Estates has an HOA fee estimated at $2,000 - $3,000 yearly, and the fee data for this community records no CDD assessment. That matters more than it sounds: a CDD is a bond repayment attached to the land and billed with your property taxes, so its absence is a permanent annual difference against communities that carry one. Figures are estimates and vary by home, so confirm them for the specific address before relying on them.
What flood zone is Longboat Key Estates in?+
The flood zone recorded for Longboat Key Estates is AE. Zones beginning A or V are the higher-risk categories, where a federally backed mortgage generally requires flood insurance, while zone X is lower risk and coverage is usually optional. Flood zone is assigned per property rather than per community though, and elevation can change both the requirement and the premium substantially, so get the zone and the elevation certificate for the exact address rather than relying on a community-level figure.